Sergey Sarkisyan
Sergey Sarkisyan
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Technology, Online Banks, and Credit Market Segmentation
How Do Government Guarantees Affect Deposit Supply?
Financial Technologies, Labor Markets, and Wage Inequality: Evidence from Instant Payment Systems
Open Payment Infrastructure and Market Participation: The Role of Interoperability in Financial Inclusion
Trust, Credit Divergence, and Financial (De)Regulation
CBDCs, Payment Firms, and Geopolitics
Lending by Servicing: Monetary Policy Transmission through Shadow Banks
Demographics and Technology Diffusion: Evidence from Mobile Payments
Variable Deposit Betas and Bank Interest Rate Risk Exposure
The Making of an Alert Depositor: How Payment and Interest Drive Deposit Dynamics
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